If you want to accept credit cards but you can't get a merchant account, then a free merchant account is for you. What do you need to know about free merchant accounts? Here are the basics. First off, a merchant account is an account with a bank that allows you to accept credit card payments. This means you can tell your customers to pay either in cash or use that little plastic card in their wallets.
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Accepting credit cards also makes it easier for you to be approved for small business loans. If you have a steady amount of monthly sales volume, and the credit card processing merchant account statements to prove it, you are more likely to receive a greater amount of funding than you otherwise would without a merchant account.
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